{"id":16239,"date":"2025-12-16T12:45:11","date_gmt":"2025-12-16T11:45:11","guid":{"rendered":"https:\/\/www.moresophy.com\/?p=16239"},"modified":"2026-04-10T09:42:02","modified_gmt":"2026-04-10T08:42:02","slug":"ai-in-the-financial-sector-from-hype-graveyard-to-regulated-practice","status":"publish","type":"post","link":"https:\/\/www.moresophy.com\/en\/news\/press\/ai-in-the-financial-sector-from-hype-graveyard-to-regulated-practice","title":{"rendered":"AI in the Financial Sector &#8211; From Hype Graveyard to Regulated Practice"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"16239\" class=\"elementor elementor-16239 elementor-15972\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ff5bc6 e-flex e-con-boxed e-con e-parent\" data-id=\"3ff5bc6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3838b40 e-con-full e-flex e-con e-parent\" data-id=\"3838b40\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3fd0988 e-flex e-con-boxed e-con e-parent\" data-id=\"3fd0988\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0614d3f elementor-widget elementor-widget-spacer\" data-id=\"0614d3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17ffe5a e-con-full blog-info e-flex e-con e-child\" data-id=\"17ffe5a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72a335b card-blog elementor-widget elementor-widget-text-editor\" data-id=\"72a335b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPress\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63f3943 card-blog elementor-widget elementor-widget-text-editor\" data-id=\"63f3943\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0f67422 elementor-widget elementor-widget-text-editor\" data-id=\"0f67422\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><p>|<\/p><\/div><\/div><div class=\"elementor-element elementor-element-6a3884d elementor-widget elementor-widget-text-editor\" data-id=\"6a3884d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"> <\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bef69b6 card-blog elementor-widget elementor-widget-text-editor\" data-id=\"bef69b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tDecember 16, 2025\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68d51de card-blog elementor-widget elementor-widget-text-editor\" data-id=\"68d51de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0f67422 elementor-widget elementor-widget-text-editor\" data-id=\"0f67422\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><p>|<\/p><\/div><\/div><div class=\"elementor-element elementor-element-6a3884d elementor-widget elementor-widget-text-editor\" data-id=\"6a3884d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"> <\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e77ebe card-blog elementor-widget elementor-widget-text-editor\" data-id=\"9e77ebe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"blog-reading-time\">1 min. read<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1f8032 elementor-widget elementor-widget-spacer\" data-id=\"e1f8032\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1338a1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f1338a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e5e08f elementor-widget elementor-widget-spacer\" data-id=\"8e5e08f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22767b3 elementor-widget elementor-widget-heading\" data-id=\"22767b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">AI in the Financial Sector &#8211; From Hype Graveyard to Regulated Practice<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb8e9ac elementor-widget elementor-widget-spacer\" data-id=\"fb8e9ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45aa891 elementor-widget elementor-widget-text-editor\" data-id=\"45aa891\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fb23a3 elementor-widget elementor-widget-text-editor\" data-id=\"4fb23a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><p>In the <a href=\"https:\/\/www.kreditwesen.de\/kreditwesen\/themenschwerpunkte\" target=\"_blank\" rel=\"noopener\" data-auto-event-observed=\"true\">Zeitschrift f\u00fcr das gesamte Kreditwesen<\/a>, <a href=\"https:\/\/www.moresophy.com\/en\/heiko-beier\" target=\"_blank\" rel=\"noopener\" data-auto-event-observed=\"true\">Prof. Dr. Heiko Beier<\/a> sheds light on the question of why the use of artificial intelligence in the financial sector often stagnates after the proof of concept, despite high expectations. The article shows that it is not so much a lack of use cases as heterogeneous legacy systems and stricter regulatory requirements for data quality, documentation and model control that make productive use difficult. At the same time, the author argues that compliance and regulatory pressure should not be seen as an obstacle to innovation, but rather as a strategic opportunity. A consistent database, clear governance structures and transparent architectures create the conditions for the sustainable use of AI. Hybrid AI in particular enables financial institutions to transform AI from a short-lived hype into a regulated and economically viable practice.    <\/p><p>Curious to find out how financial institutions are making the leap from proof of concept to productive AI?<\/p><\/div><\/div><div class=\"elementor-element elementor-element-0dc4341 elementor-widget elementor-widget-button\" data-id=\"0dc4341\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-button-wrapper\"> <\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c855090 elementor-widget elementor-widget-spacer\" data-id=\"c855090\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f326ed2 elementor-widget elementor-widget-button\" data-id=\"f326ed2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.kreditwesen.de\/kreditwesen\/themenschwerpunkte\/aufsaetze\/ki-finanzbranche-hype-friedhof-regulierten-praxis-id105826.html\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">To the article (Zeitschrift f\u00fcr das gesamte Kreditwesen)<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09f8103 elementor-widget elementor-widget-spacer\" data-id=\"09f8103\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-790d48b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"790d48b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba04ab4 elementor-widget elementor-widget-heading\" data-id=\"ba04ab4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Tags<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a56a3f0 elementor-widget elementor-widget-spacer\" data-id=\"a56a3f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adc2157 elementor-widget elementor-widget-text-editor\" data-id=\"adc2157\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.moresophy.com\/en\/tag\/ai-regulation\" class=\"post-tag\">AI regulation<\/a>, <a href=\"https:\/\/www.moresophy.com\/en\/tag\/ai-strategy\" class=\"post-tag\">AI strategy<\/a>, <a href=\"https:\/\/www.moresophy.com\/en\/tag\/compliance\" class=\"post-tag\">Compliance<\/a>, <a href=\"https:\/\/www.moresophy.com\/en\/tag\/data-quality\" class=\"post-tag\">Data quality<\/a>, <a href=\"https:\/\/www.moresophy.com\/en\/tag\/financial-sector-2\" class=\"post-tag\">Financial sector<\/a>, <a href=\"https:\/\/www.moresophy.com\/en\/tag\/financial-sector\" class=\"post-tag\">Financial sector<\/a>, <a href=\"https:\/\/www.moresophy.com\/en\/tag\/governance\" class=\"post-tag\">Governance<\/a>, <a href=\"https:\/\/www.moresophy.com\/en\/tag\/hype-vs-practice\" class=\"post-tag\">Hype vs. practice<\/a>, <a href=\"https:\/\/www.moresophy.com\/en\/tag\/regulation-2\" class=\"post-tag\">Regulation<\/a>, <a href=\"https:\/\/www.moresophy.com\/en\/tag\/sustainability\" class=\"post-tag\">Sustainability<\/a>, <a href=\"https:\/\/www.moresophy.com\/en\/tag\/transparency\" class=\"post-tag\">Transparency<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63e48c4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"63e48c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e28fd09 elementor-widget elementor-widget-spacer\" data-id=\"e28fd09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9e2908 elementor-widget elementor-widget-heading\" data-id=\"b9e2908\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Recommended contributions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dd6951 elementor-widget elementor-widget-spacer\" data-id=\"6dd6951\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c782126 elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"c782126\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:15836,&quot;columns&quot;:3,&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-15836\">.elementor-15836 .elementor-element.elementor-element-a1487d5{--display:flex;--gap:0px 0px;--row-gap:0px;--column-gap:0px;}.elementor-15836 .elementor-element.elementor-element-911e037 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tag-ai-supported-knowledge-management tag-data-analytics tag-data-quality tag-data-selection tag-event tag-fmn-user-congress tag-knowledge-management\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-a1487d5 e-flex e-con-boxed e-con e-parent\" data-id=\"a1487d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-911e037 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"911e037\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"284\" src=\"https:\/\/www.moresophy.com\/wp-content\/uploads\/2026\/04\/fmn-nutzerkongress-banner-scaled.webp\" class=\"attachment-full size-full wp-image-16657\" alt=\"fmn User Congress Banner News\" srcset=\"https:\/\/www.moresophy.com\/wp-content\/uploads\/2026\/04\/fmn-nutzerkongress-banner-scaled.webp 2560w, https:\/\/www.moresophy.com\/wp-content\/uploads\/2026\/04\/fmn-nutzerkongress-banner-300x33.webp 300w, https:\/\/www.moresophy.com\/wp-content\/uploads\/2026\/04\/fmn-nutzerkongress-banner-1024x114.webp 1024w, https:\/\/www.moresophy.com\/wp-content\/uploads\/2026\/04\/fmn-nutzerkongress-banner-768x85.webp 768w, https:\/\/www.moresophy.com\/wp-content\/uploads\/2026\/04\/fmn-nutzerkongress-banner-1536x171.webp 1536w, https:\/\/www.moresophy.com\/wp-content\/uploads\/2026\/04\/fmn-nutzerkongress-banner-2048x228.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4210142 elementor-widget elementor-widget-spacer\" data-id=\"4210142\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99cfd81 elementor-widget elementor-widget-text-editor\" data-id=\"99cfd81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEvent\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-689d1c3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"689d1c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68ca10a elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"68ca10a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.moresophy.com\/en\/news\/event\/fmn-user-congress-2026-rethinking-knowledge-transfer-data-quality-as-a-game-changer\">fmn User Congress 2026: Rethinking knowledge transfer &#8211; data quality as a game changer<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"15836\" class=\"elementor elementor-15836 e-loop-item e-loop-item-16629 post-16629 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\/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4210142 elementor-widget elementor-widget-spacer\" data-id=\"4210142\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99cfd81 elementor-widget elementor-widget-text-editor\" data-id=\"99cfd81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPress\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-689d1c3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"689d1c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68ca10a elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"68ca10a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.moresophy.com\/en\/news\/press\/implementing-ai-with-a-exit-strategy\">Introducing AI &#8211; but with an exit strategy, please: why companies need to ask the right questions now<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"15836\" class=\"elementor elementor-15836 e-loop-item e-loop-item-16226 post-16226 post type-post status-publish format-standard has-post-thumbnail hentry category-press tag-ai-applications-in-the-company tag-ai-in-the-sme-sector tag-ai-strategy tag-artificial-intelligence tag-change-management tag-data-quality tag-digital-transformation tag-eu-ai-act tag-explainable-ai-en tag-middle-class tag-sovereignty tag-traceability tag-transparency\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-a1487d5 e-flex e-con-boxed e-con e-parent\" data-id=\"a1487d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-911e037 elementor-widget 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class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPress\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-689d1c3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"689d1c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68ca10a elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"68ca10a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.moresophy.com\/en\/news\/press\/what-really-matters-when-using-ai-in-smes\">What Really Matters When Using AI in SMEs<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-207dc39 elementor-widget elementor-widget-spacer\" data-id=\"207dc39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe05484 elementor-widget elementor-widget-button\" data-id=\"fe05484\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div 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elementor-element-697326e elementor-widget elementor-widget-spacer\" data-id=\"697326e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>| | In the Zeitschrift f\u00fcr das gesamte Kreditwesen, Prof. Dr. Heiko Beier sheds light on the question of why [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":16238,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[565],"tags":[480,472,478,335,584,568,587,588,569,572,571],"class_list":["post-16239","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press","tag-ai-regulation","tag-ai-strategy","tag-compliance","tag-data-quality","tag-financial-sector-2","tag-financial-sector","tag-governance","tag-hype-vs-practice","tag-regulation-2","tag-sustainability","tag-transparency"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>AI in the Financial Sector | Journal for the Entire Banking Industry<\/title>\n<meta name=\"description\" content=\"Journal for the entire banking industry: Heiko Beier shows why AI often fails at proof of concept and how implementation succeeds.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.moresophy.com\/en\/news\/press\/ai-in-the-financial-sector-from-hype-graveyard-to-regulated-practice\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AI in the Financial Sector | Journal for the Entire Banking Industry\" \/>\n<meta property=\"og:description\" content=\"Journal for the entire banking industry: Heiko Beier shows why AI often fails at proof of concept and how implementation succeeds.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.moresophy.com\/en\/news\/press\/ai-in-the-financial-sector-from-hype-graveyard-to-regulated-practice\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-16T11:45:11+00:00\" \/>\n<meta property=\"article:modified_time\" 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